Popular Blogs
Your quick gateway to the most useful NRI tax and finance resources.
ITR Form for NRI Business Income in India: ITR-3 Explained (2026)
Are you an NRI earning business income in India and confused about which ITR form to file? Choosing the wrong form can lead to a defective return, filing complications, and…
NRO Account TDS Refund for NRIs: How to Claim Excess Tax on Interest
For NRIs, interest earned on an NRO (Non-Resident Ordinary) account is generally subject to tax deduction at source…
India-Mauritius Tax Treaty 2026: New PPT Rule, Tax Benefits and Impact on Investors
India has formally brought the amended India-Mauritius tax treaty into effect. The central government notified the protocol on…
TDS on NRI Business Income in India: Refund Process & Tax Rules (2026)
Many NRIs run a business, consultancy or freelance work with Indian clients. When those clients pay you, they…
Gift City
View More
GIFT City Fund for NRIs (2026): How to Invest in Indian Mutual Funds in US Dollars
Want to invest in Indian mutual funds without first converting your US dollars into Indian rupees? For many…
Can NRIs Invest in GIFT City Without Selling Existing Investments?
GIFT City is emerging as a top investment hub for Non-Resident Indians (NRIs) seeking global opportunities. A common…
GIFT City Funds vs International ETFs for NRIs- Which is Better?
If you’re an NRI or global investor looking to invest in foreign markets, you’ve probably come across GIFT…
Global Investments
View More
Can OCI Buy Property in India Without Aadhar Card?
If you hold an Overseas Citizen of India (OCI) card and you’re planning to invest in real estate…
Can OCI Card Holder Invest in Indian Stock Market?
If you are a foreign citizen living abroad, you might be asking: Can OCI card holder invest in…
NRIs: Your India Investments Could Be Losing Money Without Following These 8 Rules
Millions of Non-Resident Indians invest in India every year in stocks, mutual funds, fixed deposits, and real estate.…
IPO & Stock Market
View More
IPO vs FPO vs OFS Explained: Simple Comparison Guide for Investors
An IPO, FPO, and OFS are all ways through which shares of a company are sold to the…
How to Check IPO Subscription Status Online?
Knowing “How to Check IPO Subscription Status Online?” is a practical step for any investor participating in the…
How IPO Pricing Works in the Stock Market: Beginner to Advanced Guide
Understanding How IPO Pricing Works is essential for investors entering the stock market. The IPO pricing process determines…
Mutual Funds
View More
NRI Mutual Fund Nominee Change: How to Add or Update a Nominee from Abroad
For NRIs, managing mutual fund investments from abroad can become complicated when family circumstances change. One detail that…
NRI Mutual Fund SIP in India 2026: How to Start, Rules & Tax
If you’re an NRI looking to invest in India every month, a mutual fund SIP can be a…
NRI Tax on Mutual Funds in India for UAE NRIs (2026): TDS, Capital Gains & DTAA
For UAE-based NRIs, investing in Indian mutual funds can be an effective way to participate in India’s growing…
Nri Banking
View More
SBI Bank SWIFT Code: Branch List, Code Format & How to Find Your Branch Code (2026)
Sending money to an SBI account from abroad? One incorrect banking detail can lead to a delayed transfer,…
HDFC Bank SWIFT Code: Branch List, Code Format & How to Find Your Branch Code (2026)
Sending money to India from the USA, UK, Canada, UAE, or another country requires the correct bank details…
AIS vs Form 26AS Mismatch for NRIs: Fix It Before Filing Your ITR
When filing your Income Tax Return (ITR), you may notice that your Annual Information Statement (AIS) shows different…
Nri Financial Planning
View More
How Much Money Does an NRI Need to Retire in India in 2026?
Planning to retire in India after spending years abroad sounds exciting but one question can make the decision…
How NRIs Can File Taxes in India for FY 2025-26
File Taxes in India for FY 2025-26 can seem daunting with all the changing rules and various income…
Is PF Withdrawal Taxable for NRIs? Find Out How to Save on Taxes!
To advance their careers, many individuals move abroad for better opportunities and income. However, becoming a Non-Resident Indian…
Nri Status, Tax & Compliance
View More
ITR Form for NRI Business Income in India: ITR-3 Explained (2026)
Are you an NRI earning business income in India and confused about which ITR form to file? Choosing…
NRO Account TDS Refund for NRIs: How to Claim Excess Tax on Interest
For NRIs, interest earned on an NRO (Non-Resident Ordinary) account is generally subject to tax deduction at source…
India-Mauritius Tax Treaty 2026: New PPT Rule, Tax Benefits and Impact on Investors
India has formally brought the amended India-Mauritius tax treaty into effect. The central government notified the protocol on…
Returning NRI
View More
Fast Track Immigration in India (FTI-TTP): Registration, Eligibility & Complete Guide for NRIs
Just landed in India after a long international flight and now you’re stuck in a long immigration queue?…
How to Download Your e-OCI Card Online: Step-by-Step Guide (2026)
Many OCI cardholders successfully receive their OCI approval but get stuck at the final step downloading their Electronic…
The Ultimate Financial & Tax Guide for H1B Holders Returning to India
Moving back to India after years on an H1B is exciting but it’s also the most financially complicated…
NRI PAN Card
View More
Aadhaar for NRIs & OCI Cardholders (2026): Eligibility, 182-Day Rule, Documents & Application Process
Aadhaar for NRIs: Do you really need to stay in India for 182 days before applying? Many Indians…
NRI PAN Card Name Change After Marriage: Documents & Online Process
Getting married is a big life event, and it often means changing your surname. If you are a…
NRI PAN Card Address Change 2026: How to Update Your Foreign Address Online
Still using your old Indian address on your PAN card after moving abroad? You may not notice a…
NRI Investments
View More
NRI Passport Renewal 2026: Documents, Fees, Process & Latest Rules
Your Indian passport is about to expire, and you’re living abroad? Don’t wait until the last minute. NRI…
Foreign Asset Disclosure Notice for NRIs: What to Do & Avoid Penalties
Receiving a foreign asset disclosure notice from the Income Tax Department can be stressful, especially for NRIs who…
FEMA Penalty for NRI Using Resident Demat Account After Status Change
You moved abroad, became an NRI, but your old resident Demat account in India is still active. Your…
Frequently Asked Questions
No matter what your source of income is, we've got you covered. There's a plan for everybody!
Which ITR form should NRIs use for business income in India?⌄
NRIs should use ITR-3. It covers business or professional income and also lets you report rent, capital gains, and interest in the same return.
Can an NRI file ITR-4 Sugam?⌄
No. ITR-4 is only for residents who opt for presumptive taxation. NRIs cannot use it, and a return filed on the wrong form can be treated as defective.
Can NRIs use presumptive taxation under Section 44AD or 44ADA?⌄
No. These schemes are only for resident taxpayers. NRIs must maintain books of accounts and show actual profit in ITR-3.
Is a tax audit compulsory for an NRI with business income?⌄
Only if you cross the limits. A tax audit is needed if business turnover is above ₹1 crore (₹10 crore with limited cash), or professional receipts are above ₹50 lakh (₹75 lakh with limited cash).
Do I need to file an Indian return if my business is outside India?⌄
Not for that business income, as it is not taxable in India. But you must file if you have other taxable Indian income, such as rent or capital gains, or if you want to claim a TDS refund.