Gift City

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Global Investments

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IPO & Stock Market

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Mutual Funds

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Nri Banking

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Nri Financial Planning

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Nri Status, Tax & Compliance

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Returning NRI

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NRI PAN Card

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NRI Investments

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Frequently Asked Questions

No matter what your source of income is, we've got you covered. There's a plan for everybody!

Is Zelle available in India right now?

No. Zelle is a US-based payment app and does not currently operate directly in India. The Zelle-UPI plan is a pilot project, not a live service.

Can I use Zelle to send money to a UPI ID today?

Not yet. There is currently no live feature connecting Zelle to UPI. NRIs should continue using existing remittance services until an official launch is announced.

Will this replace apps like Wise, Remitly, or Xoom?

That's unclear right now. Zelle-UPI could become another option alongside these services rather than a full replacement, especially since existing apps already have UPI integrations of their own.

Do I need to be a Bank of America customer to use this?

This hasn't been confirmed. Bank of America customers may get access first, but whether other US bank customers will be included later has not been officially announced.

Will sending money through Zelle-UPI change my tax obligations?

No. The payment method or app used to send money doesn't change India's underlying tax rules — the same NRI tax and gift-tax rules that apply today will continue to apply regardless of which transfer route you use.